The finance giant HSBC are releasing a number of changes to their Mortgage products for homeowners, first time buyers, those with energy efficient homes and international lending

Full suitability and affordability checks need to apply before these rates can be applied but i feel the following could be some great deals in the current market.

With effect from Tuesday 5^th November, we’ll be making the following changes across our residential mortgage product range:

Existing residential Mortgage customer switching

• 2 Year Fixed Fee Mortgage Saver at 60% LTV decreased
• 2 Year Fixed Fee Mortgage Saver at 70%, 75%, 80%, 85% and 95% LTV increased
• 2 Year Fixed Standard Mortgage at 60% LTV increased
• 2 Year Fixed Standard Mortgage at 80%, 85% and 90% LTV increased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
• 5 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
• 5 Year Fixed Premier Exclusive Mortgage at 60%, 70%, 75%, 80%, 85% and 90% increased

Existing residential Mortgage customer borrowing more

• 2 Year Fixed Fee Saver Mortgage at 60% LTV decreased
• 2 Year Fixed Fee Saver Mortgage at 70%, 75%, 80% and 85% LTV increased
• 2 Year Fixed Standard Mortgage at 60% LTV increased
• 2 Year Fixed Standard Mortgage at 80%, 85% and 90% LTV increased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
• 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
• 5 Year Fixed Premier Exclusive Mortgage at 60%, 70%, 75%, 80%, 85% and 90% increased

Residential Mortgage First Time Buyer / Home mover

• 2 Year Fixed Fee Saver Mortgage at 60%, 70%, and 75% LTV decreased
• 2 Year Fixed Fee Saver Mortgage at 80%, 85% and 95% LTV increased
• 2 Year Fixed Standard Mortgage at 60%, 70% and 75% LTV decreased
• 2 Year Fixed Standard Mortgage at 80%, 85% and 90% LTV increased
• 2 Year Fixed High Value Mortgage at 60%, 70% and 75% LTV decreased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70%,75%, 80%, 85%, 90% and 95% LTV increased
• 5 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
• 5 Year Fixed High Value Mortgage at 60%, 70% and 75% LTV increased
• 5 Year Fixed Premier Exclusive Mortgage at 60%, 70%, 75%, 80%, 85% and 90% LTV increased

Residential First Time Buyer Energy Efficient Home (A & B EPC Rated Properties)

• 2 Year Fixed Fee Saver Mortgage at 60%, 70% and 75% LTV decreased
• 2 Year Fixed Fee Saver Mortgage at 80%, 85% and 95% LTV increased
• 2 Year Fixed Standard Mortgage at 60%, 70% and 75% LTV decreased
• 2 Year Fixed Standard Mortgage at 80%, 85% and 90% LTV increased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70%,75%, 80%, 85%, 90% and 95% LTV increased
• 5 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80%, 85% and 90% LTV increased

Residential Home mover Mortgage for Energy Efficient Homes (A & B EPC Rated Properties)

• 2 Year Fixed Fee Saver Mortgage at 60%, 70% and 75% LTV decreased
• 2 Year Fixed Fee Saver Mortgage at 80%, 85% and 95% LTV increased
• 2 Year Fixed Standard Mortgage at 60%, 70% and 75% LTV decreased
• 2 Year Fixed Standard Mortgage at 80%, 85% and 95% LTV increased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
• 5 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80%, 85% and 90% LTV increased

Residential Remortgage

• 2 Year Fixed Fee Saver Mortgage at 70% and 80& LTV increased
• 2 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80% and 85% LTV increased
• 2 Year Fixed High Value Mortgage at 60%, 70% and 75% LTV increased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70%, 75%, 80% and 85% LTV increased
• 5 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80% and 85% LTV increased
• 5 Year Fixed High Value Mortgage at 60%, 70% and 75% LTV increased
• 5 Year Fixed Premier Exclusive Mortgage at 60%, 70%, 75%, 80% and 85% LTV increased

Residential Remortgage Energy Efficient Home (A & B EPC Rated Properties)

• 2 Year Fixed Fee Saver Mortgage at 70%, 75%, and 80% increased
• 2 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80% and 85% increased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70%, 75%, 80% and 85% increased
• 5 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80% and 85% increased

Residential Remortgage Cashback

• 2 Year Fixed Fee Saver Mortgage at 70%, 75%, and 80% increased
• 2 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80% and 85% increased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70%, 75%, 80% and 85% increased
• 5 Year Fixed Standard Mortgage at 60%, 70%, 75%, 80% and 85% increased

International*

International Residential

• 2 Year Fixed Fee Saver Mortgage at 70% and 75% LTV increased
• 2 Year Fixed Standard Mortgage at 60%, 70% and 75% LTV increased
• 5 Year Fixed Fee Saver Mortgage at 60%, 70% and 75% LTV increased
• 5 Year Fixed Standard Mortgage at 60%, 70% and 75% LTV increased
• 5 Year Fixed Premier Exclusive Mortgage at 60%, 70% and 75% LTV increased

Please share and get in contact for more information and to see if this is the correct Mortgage for you and your home.

Your home may be repossessed if you do not keep up with your repayments.