Golden Rock Solutions Is the Mortgage & Protection advice company of Mr Chris Goldthorpe. He formed the company in 2017 after working in the life insurance & protection industry. Knowing and understanding financial services marketplace the natural progression was to help families with their Mortgage and the families protection needs. Now working whole of market and as an independent Mortgage & Protection broker we can help families both local to Nottingham and throughout the UK.

When families embark on the journey of purchasing or remortgaging their home the mortgage process can often feel overwhelming and daunting, admin rich and question marks on is this the best deal?. With so many options available its difficult to know where to turn. Making multiple applications take time and may also impact on your credit file. This is due to each application leaving soft and had searches on our file – that’s if we are accepted or not. This is where Golden Rock Solutions as an independent local mortgage broker becomes invaluable. Identifying the best lender for the families situation and streamlining the approval process, ultimately protecting the borrower’s credit file from unnecessary hits and obtaining the lending.

We offer tailored solutions that cater to the individual circumstances of the families we are working with. Providing not just access to better mortgage products and rates but also personalised support throughout the process (and on the future remortgages too). Then protecting this home with life & illness protection(s) (so you don’t lose home if nasty events happen in the future)

One of the primary benefits of working with an independent mortgage broker like Golden Rock Solutions is our ability to navigate a vast array of lenders. Unlike traditional banks, which often employ a rigid yes-or-no approach to lending; We assess a family’s overall wants, needs vs budget and affordability. We consider factors beyond just credit scores, enabling us to find lenders who are more flexible and willing to work with more families facing unique financial situations, including those with poor credit histories, new employment contracts or lumpy income patterns and or protecting around specific illnesses we are not just a cheap solution its more tailored for the best solution.

Golden Rock Solutions has established strong relationships with various lenders in fact whole of market. Giving us and insight into which lenders are more likely to offer favourable & accepted terms – in a daily changing market place. Meaning we can connect families with more mortgage options that include features like cash back, portability, free legal services, easy & quick application times and competitive interest rates. All aimed at decreasing the stress that typically accompanies the mortgage or remortgage process. This personalised approach not only saves families money but also ensures that they are well-informed and confident in their decisions.

Once a family secures their mortgage on home, it’s vital to consider long-term protection giving peace of mind. As an independent mortgage and protection advisor with years of experience in this field we play a crucial role in ensuring that family’s home is safeguarded against unforeseen events such as illness, critical illness, or even death. These events can have a devastating impact on a family’s financial stability, and having the right insurance in place can provide peace of mind.

Golden Rock Solutions can help families navigate the various types of protection insurance available, including life insurance, critical illness cover, and income protection insurance. They can tailor these solutions to fit the specific needs of the family, ensuring that if the unexpected happens, there are resources in place to cover mortgage payments and other essential expenses. This proactive approach not only protects the family’s home but also helps them maintain their quality of life during difficult times.

At Golden Rock Solutions, we want to pledge our service so families benefit from a tailored experience that prioritises their individual families needs – not that of the shareholders of a multinational Bank. Whether it’s securing a mortgage with favourable terms, accessing funds for renovations or buying a buy to let, efficiently remortgaging or ensuring that families have quality relevant protection against life’s uncertainties.

Golden Rock Solutions wants to make your dream home a reality..