Being self employed and or running your own business comes with its challenges! Getting a Mortgage and being self employed makes it even tougher – What with proof of income, and meeting acceptance criteria and proving this to the Banks and Lenders can be more than a challenge. This means sometimes we have to look outside the traditional Lenders for more specialist lending to meet the initial need and requirement for our home and Mortgage needs.

There are many providers out there. One lender has newly published an array of Mortgage products for the Self employed so that:

We’ll consider latest year’s SA302 income for affordability We accept changes in trading style during the last 12 months. We accept adverse credit profiles; defaults, CCJs, arrears and DMPs We accept 100% of pension contributions as part of total annual income We accept limited companies, sole traders and partnerships. (Full terms & Conditions and acceptance criteria to be met)

I suppose understanding if we will be accepted by this provider or are there other options which may be better is where we can help with. NO matter if we are on the payroll, have adverse credit or are self employed.

Please get in contact for more information on this and other Mortgage providers to ensure you get the most suitable Mortgage(s) for your requirements. Including info on life insurance, Mortgage Protection and critical illness cover.

Your home may be repossessed if you do not keep up with your repayments.